Medical Indemnity

For anyone going to Lourdes in a clinical capacity, it is essential that they inform their defence organisation in advance in order to avail of such cover as is provided, and highly advisable that, as a regulatory measure, they register with the Bureau Medical in Lourdes on arrival.

  1. The Medical Protection Society issued the following clarification to their previous advice on provision of cover for UK doctors working temporarily elsewhere in the EU.:

"further to a review by our Risk Department, MPS will continue to offer indemnity to members accompanying individuals on a Lourdes pilgrimage subject to the following conditions:-

  • Your indemnity extends only to treatment of members of the organised group that you are accompanying.
  • Indemnity is available in relation to matters brought in your home jurisdiction only.
  • Different territories may have different legal, regulatory or licensing requirements that need to be met to allow a doctor to practice medicine in that territory.  It remains your responsibility to ensure that you meet any such requirements.

2.  Feedback from LMA members who are with the MDU and from contacts in the insurance industry points to the MDU adopting a similar stance to that taken by the MPS, in that they will continue to provide cover on the same basis as in the past (see: ).  As with the MPS, the conditions of the cover are likely to be more explicit and contingent upon being notified in advance of the member's intention to travel during specified dates.

Following the recent statement from the MPS there has been some expectation from LMA members of a similar statement from the MDU. Having spoken with the MDU,  I understand that they have no plans to issue a statement on the matter but that they continue to consider indemnity cover for their members for Lourdes as in the past, contingent on their members discussing this with the MDU in advance.